Building FinTech Products: Security, Compliance, and Architecture

Fintech development requires specialized expertise: PCI-DSS certification for payment processing, compliance with financial regulations, and security-first architecture.

Key architectural considerations: real-time transaction processing, fraud detection systems, multi-party settlement, audit trails, and data encryption.

Team requirements: Full-stack developers experienced with payment APIs (Stripe, PayPal), security frameworks, and financial compliance standards.

Timeline and cost increase significantly with regulatory requirements: simple payment apps ($50K-150K) vs trading platforms ($500K-2M+).